We import the statement, match every transaction to its invoice or expense, and show you only the exceptions. SEPA batches, returned payments and payments — all inside your own software. Running in real production since 2010.
Download the statement, open the spreadsheet, work out which invoice each entry belongs to, tick off what has been paid, chase returned payments… The same hours, every month. We automate it.
We match on amount, date and description. The system reconciles on its own and leaves you only the doubtful cases.
We process unpaid items (CAMT.054) and update the status of each payment, so you never find out too late.
Wherever we automate payments or batches, they wait for your approval. Nothing moves without your sign-off.
Treasury living next to your clients and invoices, not in a separate spreadsheet.
Norma 43 (CSB43), the Spanish interbank standard, from any Spanish bank.
Every transaction tied to its invoice, payment or expense in your CRM.
Generation of SEPA direct debits (pain.008) to collect from your clients.
Proven integration with BBVA and La Caixa; extendable to your bank via Norma 43.
Automated downloads and uploads to the bank portal, leaving everything ready for your approval.
From statement to balanced books, with barely a touch.
The Norma 43 statement or SEPA file enters the system (manually or automatically).
The engine pairs transactions with invoices and expenses by amount, date and description.
You only approve what the system is unsure about. The rest is already reconciled.
Updated statuses and export to your accounting software (ContaSol, A3, Sage).
Banking standards plus custom integrations with your bank.
Tell us how you reconcile today and we'll tell you which parts can be automated. A 30-minute call, no strings attached.
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Horizont